Important Tips when Choosing a Package

Important questions that you need to ASK when inquiring about travel insurance:

• What stability periods do I need for each medical condition?
  
• If I have a medication change, increase or decrease, how will it affect my insurance?
  
• Does my existing insurance policy allow top-ups? Ie: credit cards, retirement benefits.
  
• What are the cancellation, extension and refund policies?
  
• If I do not qualify for the regular plans, are there other options?
  
• Does my Provincial Health care cover me while traveling in Canada?

Several Types of Plans to Choose From

Top Ups: When you have an existing plan and want to travel longer, we can top up your plan.

Extensions:  If you have decided that you want to stay away longer while already out of your home province, we can extend your policy.

Multi-Trips: If you are going to be traveling more than once in the upcoming year, you can purchase a multi trip plan – pay once and travel all year long!

Inter-Provincial Plans:  When traveling within Canada, your Provincial Health Care does NOT cover everything. We have a low cost plan that will supplement your health care plan.

Tips After Purchasing

READ YOUR POLICY

Things that will affect your coverage after purchase are:

• Changes in medication (increase or decrease)
  
• Any change in your initial travel plans will require adjustments to your policy – please call to inquire (departure or return times)
  
• If extending your holiday, remember to call at least one week prior to expiry date.